Medicare plans, NY State of Health marketplace coverage, Medicaid, and more — compare all your options with a local Rochester broker who works for you, at no cost.
No pressure · No hidden fees · Independent broker — I work for you
I'm not tied to one company — so I can shop across multiple carriers to find what's truly best for you.
Born and raised in Rochester. I know the local providers, networks, and pharmacies — and I'm licensed to serve clients anywhere in New York State.
I represent Aetna, Humana, MVP Health Care, Excellus BlueCross BlueShield, and all carriers available across New York State — so you see the full picture, not one company's pitch.
My services cost you nothing. Carriers pay a commission — your premium is identical whether you use an agent or not.
I take the time to listen, answer every question, and provide clear, honest guidance before recommending anything.
From Medicare to life insurance — I help you find coverage that fits your life and budget.
An all-in-one alternative to Original Medicare, often with dental, vision, and hearing benefits included.
Also called Medigap — covers gaps in Original Medicare like copays, coinsurance, and deductibles.
Standalone prescription drug coverage to pair with Original Medicare or a Supplement plan.
Beyond Medicare, I can help you explore additional coverage to protect your health and family.
As a certified NY State of Health broker, I help individuals, families, and children find quality, affordable health coverage — no matter your income or situation.
Qualified Health Plans (QHPs) through NY State of Health for individuals and families who don't have employer coverage.
Free or low-cost health coverage for eligible New Yorkers based on income and household size.
Low-cost coverage for New Yorkers who earn too much for Medicaid but want an affordable alternative to Marketplace plans.
Low or no-cost health insurance for children under 19 in New York, regardless of immigration status.
Not sure which program you qualify for? I'll figure it out for you — free of charge.
Find Out What You Qualify ForAs an independent broker, I work with multiple carriers so you get a real comparison — not a single company's offering.
As a licensed independent Medicare agent based in Rochester and serving all of New York State, I help people turning 65, retirees, veterans, and anyone navigating health coverage understand their options to choose a plan that fits their needs and budget.
I believe in taking the time to listen, answer questions, and provide clear, honest guidance. As an independent agent representing multiple carriers, including Aetna, Humana, MVP Health Care, and Excellus BlueCross BlueShield, I can help you compare all plans available in New York State and make an informed decision.
Whether you're enrolling for the first time or reviewing your current coverage, I'm here to make the process simple, straightforward, and stress-free.
Get Your Free ConsultationReal questions from Medicare beneficiaries — answered honestly.
Takes less than a minute. I'll reach out within one business day — no obligation, ever.
By submitting, you agree to be contacted by a licensed insurance agent. Your information is only sent to Melissa Goppert — never sold or shared. I follow all Medicare marketing guidelines.
Check your email for a confirmation. I typically respond within one business day.